Chase Sapphire Rental Car Insurance: How And When To Use It" width="100%" height="145px" />Always dreaming about the next destination, credit cards specialist Barbara King is an avid traveler who optimizes her adventures through the use of points and miles. Barbara has earned and redeemed millions of credit cards points which has enabled h.
Barbara King Credit Cards WriterAlways dreaming about the next destination, credit cards specialist Barbara King is an avid traveler who optimizes her adventures through the use of points and miles. Barbara has earned and redeemed millions of credit cards points which has enabled h.
Written By Barbara King Credit Cards WriterAlways dreaming about the next destination, credit cards specialist Barbara King is an avid traveler who optimizes her adventures through the use of points and miles. Barbara has earned and redeemed millions of credit cards points which has enabled h.
Barbara King Credit Cards WriterAlways dreaming about the next destination, credit cards specialist Barbara King is an avid traveler who optimizes her adventures through the use of points and miles. Barbara has earned and redeemed millions of credit cards points which has enabled h.
Credit Cards Writer Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
| Credit Cards Editor
Updated: Jun 27, 2024, 10:50am
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Chase Sapphire Rental Car Insurance: How And When To Use It" width="100%" height="145px" />
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Whether you’re traveling for business or pleasure, renting a car can offer convenience and flexibility. However, the prospect of getting into an accident or having your rental car stolen can be a significant source of anxiety for many travelers—and the insurance options offered at the rental car company can be confusing, not to mention costly.
Fortunately, if you’re a Chase Sapphire Reserve® or Chase Sapphire Preferred® Card cardholder, you have access to rental car insurance as one of the many benefits included with your credit card. The two Chase Sapphire cards provide virtually identical rental car insurance benefits, the only difference being the maximum liability covered.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
Chase Sapphire Preferred® Card On Chase Bank USA, NA's Website Welcome Bonus 60,000 bonus points Annual Fee Credit Score Excellent, Good Regular APR 21.49%-28.49% VariableCredit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
Chase Sapphire’s collision damage waiver (CDW) is considered primary coverage, meaning that Chase Sapphire coverage will be the first insurance company to cover any damages or losses. Only rental periods up to 31 days are covered.
Coverage is valid in the U.S. and in most other foreign countries. Both the Sapphire Reserve and Sapphire Preferred are Visa cards, and Visa typically excludes coverage in Israel, Jamaica and Northern Ireland. It’s worth double checking with your Chase benefits administrator to ensure that rentals within the country you are traveling to are eligible for coverage.
Bring along a letter attesting that you have coverage through Chase Sapphire as some car rental agencies abroad are unaware of credit card insurance benefits and are unwilling to let you waive their CDW without proof of coverage. You can get a letter emailed to you by calling the Chase Benefits administrator.
If you need to submit a Chase Sapphire rental car insurance claim, you can do so by following these steps:
If you file your claim via mail, the following deadlines apply:
Chase Sapphire rental car insurance can be a valuable benefit for many travelers. Here are some scenarios when it may be a good idea to use Chase Sapphire rental car insurance:
Forbes Advisor Contributor Laura Ratliff contributed to this article.
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Credit Cards WriterAlways dreaming about the next destination, credit cards specialist Barbara King is an avid traveler who optimizes her adventures through the use of points and miles. Barbara has earned and redeemed millions of credit cards points which has enabled her to explore over 50 countries on six continents, enjoying both budget and luxury travel.
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