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One of the most popular two-wheeler insurance policies in India is Bajaj Allianz Bike Insurance. With over 50 million consumers, Bajaj Allianz is a well-known brand that offers comprehensive coverage for motorcycles and scooters. This insurance package protects your vehicle against accidental damage or theft.
The company has been known for dependability and innovation, making it a popular choice among bike owners looking to protect their valuable investments.
This guide will take you through the complexities of the insurance offered by Bajaj Allianz, from comprehending the essential features and benefits to unraveling the claims procedure.
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Prices starting from
INR 555 onwards*
No Claim Bonus Benefit
Instant claim settlement process for minor claims and free pick up and drop services (in selected cities)
On Acko’s secure website
Bajaj Allianz Bike Insurance offers a comprehensive set of features to protect your two-wheeler from unexpected losses. Some of the key features of this policy are:
Bajaj Allianz is one of the leading general insurance companies in India that provides a wide range of insurance products to its customers. Some of the major types of insurance policies offered by Bajaj Allianz are:
Motor Insurance
It offers comprehensive car, two-wheeler, commercial vehicle and other motor insurance policies. These provide coverage against damages, liabilities as well as add-on covers.
Health Insurance
Bajaj Allianz provides indemnity and benefit-based health plans like individual and family floater policies to protect from medical expenses.
Travel Insurance
It offers domestic and international travel insurance plans that cover various risks while traveling like trip cancellation, lost baggage, medical emergencies etc.
Home Insurance
Home insurance policies from Bajaj Allianz protect your home and belongings from unforeseen risks like fire, burglary along with liability covers.
Business Insurance
It offers tailored solutions for various business needs like shop insurance, office insurance, commercial property insurance etc.
Personal Accident Insurance
These plans offer financial protection to the insured and/or their family in case of partial or permanent disabilities or unfortunate death due to an accident.
Cyber Safe Insurance
This type of insurance helps businesses and individuals mitigate the financial and reputational risks associated with cyber threats and data breaches.
Travel Companion
Bajaj Allianz offers travel insurance plans for individuals and families traveling abroad, covering aspects such as medical emergencies, trip cancellations, and loss of baggage.
Bajaj Allianz Bike Insurance provides comprehensive coverage to bike owners against financial losses arising out of unforeseen incidents. Here are some of the key things covered under this two-wheeler insurance plan:
While Bajaj Allianz Bike Insurance provides extensive coverage, there are certain losses that fall outside the scope of this policy. Some of the key exclusions are:
Bajaj Allianz has many add-on covers that you can choose from to expand the coverage of your Two-Wheeler Insurance policy. Some of the extra covers are described below:
Flat Battery: If a vehicle cannot be moved owing to a flat battery, the insurer will arrange for alternate transportation under this add-on protection. Certain criteria apply to this add-on cover, which can be read in the policy document.
Spare Keys: In the event that the insured bike or scooter keys are lost, the insurer will arrange for the pickup and delivery of the spare keys, subject to specified circumstances.
Flat Tyre: If the vehicle cannot be moved owing to a flat tire, the insurer will arrange for a technician to repair the tyre under the terms of the policy agreement.
Minor Repairs: If the vehicle gets immobilized due to an electrical or mechanical breakdown, the insurer will give expert help.
Purchasing Bajaj Allianz Bike Insurance is a straightforward process, and it can be done in a few simple steps:
Acko Bike Insurance
Prices starting from
INR 555 onwards*
No Claim Bonus Benefit
Instant claim settlement process for minor claims and free pick up and drop services (in selected cities)
On Acko’s secure website
Renewing your Bajaj Allianz Bike Insurance is a simple process that guarantees you have adequate coverage for your two-wheeler. Here is a step-by-step guidance to renewing your policy:
To purchase a new Bajaj Allianz Bike Insurance policy or renew an existing one, you need to furnish basic identity and address proof documents.
For a new policy, you need to submit:
At the time of renewal, you must provide:
In the event of a car breakdown, accident, or theft, policyholders can file an insurance claim in three simple stages, as detailed below:
Register your claim:
It is advisable to make the insurance claim as soon as possible after any incident that causes loss or damage to your vehicle. You may register your claim in the following ways:
Visit the official website of Bajaj Allianz and register your claim online:
Call Bajaj Allianz customer care executive who will guide you with the claims process on 1800-209-5858 (toll-free number).
While registering the claim, you must keep the following information handy:
Get your vehicle taken to the garage:
If the vehicle gets damaged due to a collision or any other reason, the same should be carried to the garage to avoid further damage.
Submit the necessary documents:
The last step for claim settlement is to submit the necessary documents to the insurer. The same may include the Registration Certificate of the vehicle, copy of police FIR, policy document, driving license, and more as prescribed by the insurer.
Bajaj Allianz Customer Care Contact Details:
In case you have any concern or issue with respect to the Two-Wheeler Insurance policy offered by Bajaj Allianz General Insurance Company, you may contact the insurer using the details given below:
Bajaj Allianz Customer Care Telephone Number:
Landline/Mobile: 1800- 209- 0144/1800- 209- 5858/1800- 102- 5858/020-30305858
Bajaj Allianz Branch Offices in Important Cities
If you wish to buy or renew your motor insurance policy or have queries or concerns that need to be resolved, you may also visit your nearest Bajaj Allianz branch to get the assistance needed. Below are the addresses and phone numbers of branch locations in some important cities in India. You may use the ‘Branch Locator’ feature on the official website of Bajaj Allianz General Insurance to locate the nearest branch office.
Two-wheeler owners in India can get the protection they need with Bajaj Allianz Bike Insurance. As one of the major insurers, it offers a comprehensive suite of standard and optional protection features and services. Losses due to accidents or theft are covered, as are losses due to third-party responsibility and any additional coverage you want to add on. Customers who do not file any claims are rewarded with a no-claim incentive.
While most dangers are covered, policyholders should be aware that consequential losses, normal wear and tear, natural calamities, and so on are not. Simple “know your customer” (KYC) documents are all that are needed to complete an online purchase. Easy online or agent-based renewals are also available.
The total insured, supplemental coverage, and premium can all be customized to fit the needs of individual customers. Bajaj Allianz Bike Insurance is a good option for two-wheeler insurance due to its extensive coverage, low prices, and speedy claims processing.
Bajaj Allianz generally settles bike insurance claims within 7-10 working days of completing the claim assessment survey and receiving all required documents. The average claims settlement rate for Bajaj Allianz is over 95%.
Policyholders can make multiple claims under their Bajaj Allianz bike insurance policy during the policy term. However, with each claim, the no-claim bonus percentage gets reduced by 20-25%. The insured can claim up to the insured declared value (IDV) of the vehicle.
To check the status of an existing Bajaj Allianz bike insurance policy, policyholders can login to the insurer’s website or mobile app using their email ID and password. They can view policy details, premium status, claim status, documents, and even request services like duplicate policy copy, premium payment receipt etc. They can also contact the customer support team for any policy related assistance.